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Flood Insurance

Flood Insurance Policies

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Flood insurance is good to have following a devastating flood. It can cover buildings and contents damaged or destroyed in the flood. The policy may even cover things such as electronics, furniture and other accessories.

Any homeowner can purchase flood insurance. It doesn’t matter if they live in a low-lying area, flood plain or non-typical flood zone. If the building is in a high-flood prone area, they may have to purchase a policy if they have a mortgage loan backed by the FHA.

Some insurers offer this coverage, and there are federal programs. In order to get coverage through the federal program, a person must contact a private insurance agency. The policy goes into effect 30 days after purchase.

Flood policies are available for homeowners, renters, condo owners and business owners. Policies range from low to high level coverage, and protect the building and valuables inside.

Floods can cause just as much damage as a fire or tornado. Insurance coverage is great to have if you’re ever faced with a devastating flood.  Contact an insurance agent to learn more about flood insurance.



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